Artist’s impressionA bank loan for a home at Linktown Residences is governed by the Monetary Authority of Singapore's rules on Loan-to-Value and Total Debt Servicing Ratio. Linktown Residences is private residential property, so the private-property limits apply.
Loan-to-Value Limits for Linktown Residences
| Housing loans outstanding | LTV (tenure 30 years or less, ending by age 65) | LTV (tenure over 30 years or past age 65) | Minimum cash downpayment |
|---|---|---|---|
| None | 75% | 55% | 5% / 10% |
| One | 45% | 25% | 25% |
| Two or more | 35% | 15% | 25% |
Minimum cash downpayment is 5% at the 75% LTV tier and 10% at the 55% tier. Rates per MAS as at October 2026; confirm with your bank before commitment.
TDSR and the Linktown Residences Loan Ceiling
| Total Debt Servicing Ratio | 55% of gross monthly income |
| Medium-term interest rate floor | 4% p.a. for residential property |
| Variable income | Counted after a haircut of at least 30% |
| Maximum loan tenure | 35 years for private residential property |
| Joint borrowers | Tenure set by income-weighted average age |
| Guarantors | May be required where a borrower's income is insufficient |
Rates per IRAS and MAS as at October 2026. Confirm with IRAS, MAS or your bank before commitment.
The loan a bank offers is the lower of the LTV limit and the amount the income supports under TDSR. The TDSR calculator works out both and shows which one binds, and the progressive payment calculator shows how the loan is drawn during construction.
In-Principle Approval Before the Linktown Residences Preview
An In-Principle Approval from a bank confirms the loan amount before booking. The Sales Concierge can arrange an introduction to a mortgage specialist ahead of the preview.
Register for Linktown Residences Updates
Registration places the Linktown Residences material in your hands on the day the developer issues it, and it is the list the Sales Concierge works through first when preview appointments open.
Free, and with no obligation. Every enquiry is answered personally.
What registering sends you
- The Linktown Residences e-brochure and the full unit mix on release.
- The floor plan set with areas by type, and the site plan.
- Indicative pricing on the pricing page, and the balance units chart as sales commence.
- A preview appointment slot ahead of public release.
Linktown Residences: Nearby at a Glance
Approximate straight-line distances from the land parcel. Walking routes follow the final site plan.
Register Your Interest
Prefer to speak to someone? Call +65 6200 6220, or message the same number on WhatsApp.